Criipto
  1. eIDs
  2. Finnish Trust Network

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JWT/Token examples

The level of assurance for all Finnish authenticators is: Substantial

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BankID

{
"identityscheme": "fitupas",
Overall eID used to authenticate
"nameidentifier": "788eb5abb2f84c0994a4d359f416f7ca",
Legacy format of 'sub'
"sub": "{788eb5ab-b2f8-4c09-94a4-d359f416f7ca}",
Persistent pseudonym. Uniquely identifies an eID user (per Criipto Verify tenant)
"name": "_19cfbd642c4a82b08613b841caf0e153c5956c14",
Display name (when available for the user), or sub value received from FTN provider.
"country": "FI",
"given_name": "Väinö",
An OpenID Connect standard claim
"family_name": "Tunnistus",
An OpenID Connect standard claim
"birthdate": "1970-07-07",
"satu": "",
Finnish Unique Identification Number
"hetu": "070770-905D"
Finnish SSN
}

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Mobillivarmenne

Same as BankID, except the satu property will have a value as well.

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Test users

A set list of test users for the different banks are given below. Sometimes the test credentials will be shown also on the actual login page at the bank.

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Aktia

Käyttäjätunnus: 12345678
Salasana: 123456
Turvaluku: 1234
Turvaluku 2: 1234

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Danske Bank

Must use your own customer credentials. No real cash is withdrawn from your bank account.

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Handelsbanken

Käyttäjätunnus: 11111111
Salasana: 123456
Turvaluku: 123456
Turvaluku 2: 123456

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LähiTapiola

Käyttäjätunnus: 12345678
Salasana: any numbers
Tunnusluku: any four numbers
Tunnusluku 2: any four numbers

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Nordea

Tunnus: 123456
Salasana: 1234
Vahvistustunnus: any four numbers

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OP / Osuuspankki

Käyttäjätunnus: 123456
Salasana: 7890
Avainluku: any four numbers

POP Bank Käyttäjätunnus: 11111111
Salasana: 123456
Turvaluku: 123456
Turvaluku 2: 123456

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S-Bank

Käyttäjätunnus: 12345678
Salasana: any numbers
Tunnusluku: any four numbers
Tunnusluku 2: any four numbers

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Savings bank

Käyttäjätunnus: 11111111
Salasana: 123456
Turvaluku: 123456
Turvaluku 2: 123456

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Ålandsbanken

Käyttäjätunnus: 12345678
Salasana: any numbers
Tunnusluku: any four numbers
Tunnusluku 2: any four numbers

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Oma Säästöpankki

Käyttäjätunnus: 11111111 / 22222222
Salasana: 123456
Turvaluku: 123456
Turvaluku 2: 123456

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Ordering a production agreement

Prerequisites for getting access to the Finnish Trust Network

There are no formal prerequisites to be allowed to accept FTN logins in your application. But as described below you must fill out the necessary End Customer Agreement.

The filled out agreement will be reviewed by Telia Finland.

Access to the Finnish Trust Network, FTN, (BankID and the Mobile Certificate, Mobiilivarmenne) is provided by Telia Finland. In order to start using FTN you must accept the terms from Telia.

You need to download the End Customer Agreement (PDF), fill it out, and then return a signed copy to support@criipto.com.

When sending the signed copy, you must also provide your Criipto Production Domain as set up on your tenant at dashboard.criipto.com/domains

Other relevant documents in this context are the service description and the general terms from Telia Finland.

Once you have sent the signed End Customer Agreement we will enable production access for you tenant.